How Credit Repair Works

How Credit Repair Works - What you don’t know can
cost you.

How does it work?

Our process uses a completely automated system. Easy to use, no-hassle with lightning quick response time. When you sign up with Griffin Credit, our team of credit repair professionals goes to work for you, many times with same day turnaround. Don’t wait, get started today!

When you sign up, you’ll receive a login id and password so your account is totally secure. You can look up your progress by logging into your account. Griffin Credit will post updates to your account through the entire credit repair process.

Should you have questions or comments, we want to hear from you. Simply contact us. We’ll answer your concerns promptly.

Roughly 30-45 days after we begin repairing your credit, you’ll receive letters from all three reorting agencies: TransUnion, Equifax and Experian. The agencies will send updates and new credit reports to your address. In order for Griffin Credit to continue to repair your reports, mail them to:

To ensure an expedited review of your documents, please send all your documentation via fax or email to:

FAX 1-866-798-2703 or SCAN to following email: response@griffincredit.com

If you need to send by regular mail, send to the following address:
Griffin Credit
PO Box 2747
Olathe, KS 66063

Griffin Credit will analyze your reports and implement the best strategies to repair your credit. The process will be repeated, and in approximately another 50 days, you’ll again receive three reports from TransUnion, Equifax and Experian which you’ll need to mail to Griffin Credit.

You’ll receive documentation of the repairs Griffin Credit has made to your reports. You’ll want to take advantage of Griffin Credit’s premiere identity theft protection program. Just ask your representative or email us today for more information.

If at any time you have a question or concern, please contact us. Griffin Credit is able to remain efficient by using the latest technologies in credit repair. During the process, please adhere to these policies:

1. you must not default on any payments or be late on any items during the credit repair process,
2. you cannot pull your own credit bureau more than three times in the enrollment period of six months or 180 days.

How much does it cost?

Our clients have a variety of credit repair needs ranging from having a few late payments to having bankruptcies, foreclosures, collections, repossessions, and tax liens. Because every situation is different and every credit report is different, the cost to restore your credit will be quoted on a case-to-case basis. Our credit repair agents will personally work with each client to plan out the credit repair process catered to each client’s needs. In addition to credit repair, we offer other services that may be essential to your credit repair such as ID Theft Protection, Stop Collector Calls, Wallet Guard and Stop Junk Mail. We also work with our clients to understand how to effectively use their credit once they have completed the credit repair program.

Contact your local Sales Representative or call us at 1.800.726.5029 today to get started. We offer deep discounts for spouses and partners.

How long does it take?

Our clients spend an average of 4-7 months in the Griffin Credit Repair Program. Be sure to send Credit Bureau responses in to our processing department immediately to ensure a shorter enrollment period.

How can credit be repaired?

We love answering this question. When is the last time you saw a commercial that stated your consumer protection laws? You probably never have seen such a commercial. However, we bet that you have seen a free credit report commercial! This is because the finance companies, reporting agencies, and the proverbial "powers that be" want to market a bogus "free" service that enables them to collect and resell your information to lending companies across the nation. They are not interested in protecting your scores so you can save money and interest on items financed.

How do I get updates on my credit repair?

Click on the Login link at the top of each page of griffincredit.com. Enter your username and password to access your personalized panel showing your credit repair progress reports.

Who do I contact about customer service?

If you have any customer service questions, simply click on contact us or call 1.800.726.5029. Fill out your question or concern and you will be emailed by a specialist the same day you email us.

Why does Griffin Credit require I send the updated reports sent from Transunion, Experian, and Equifax?

So we won't pull your credit numerous times throughout the process. The burden of proof is upon the reporting agencies, not you, and certainly not Griffin Credit. We must push them to provide us with the updates to show proper search and discovery. They must show willful compliance. We ensure they do. When you send us the updates, it will reflect what has been re-verified, deleted, or updated. This is what we use to further dispute your report.

Do I need to see my credit report before signing up for credit repair?

No, you will receive a consultation from an agent on your credit.

Does paying my bills restore my credit?

No, in fact, if you pay old debts that could be deleted, this can sometimes HURT your score. It is better to go through credit repair to see what will be removed before attempting to pay off debt that could potentially be stricken from your report. Also, just because you have paid your debts off doesn't mean you will see an increase in scores. There are ways to raise your score, eliminate the bad mark off of your credit, and force the creditor to report a positive history of your payments. Griffin can help.

Start your credit repair now!