Late payments

Thousands of people are unfairly suffering from low credit scores due to a late payment history.  Many times, these payment histories can be removed.  With the right approach, late payments can be completely removed and increase your credit score.  It is common to have late payments reporting even when you weren’t late.  These can occur from collection companies negative tactics, miscommunication, billing and administrative errors.  Just because a creditor reports a negative item doesn’t necessarily mean it is a correct report. 

Even If you try to work with a creditor to pay off a debt that is hurting your credit; they can continue to report negative marks on your credit.  What purpose does this serve?  If you are paying your creditors and they continue to report negatively, it is a lose-lose situation for you.

Keep in mind it is you against the companies and the reporting agencies:  TransUnion, Equifax and Experian.  If you have low scores, creditors can command a higher interest rate which simply means more money in their pocket.  It is in your best interest to clear your report today; don’t rely on creditors to do it for you.

Griffin Credit has the experience and knowledge to clear your credit of unwarranted reports.  Get started now. 

“After relentless phone calls from my creditors and the seemingly non-stop harassment from collection agencies; I signed up with Griffin Credit.  Not only did they get the late payments removed from my credit report, they also stopped the creditors from calling me.  Just after five days with Griffin Credit, the phone calls stopped. ‘
-Diane and Jeff, Nebraska

Bankruptcy

Myth #2.  Bankruptcy hurts your credit forever.  Actually, after a bankruptcy credit offers may flood in.  Why?  Creditors know that you wouldn’t be able to file bankruptcy again for another seven years, so their interest in loaning you money is secured.  Credit and credit company’s tactics are very calculated and often Griffin Credit sees customer’s credit with bankruptcies yield a higher credit score than those with late payments and collections.

If you are like one of the 573,000 people who filed bankruptcy last year, you know the tremendous emotional and financial stress it causes. 

Griffin Credit specializes in helping people eradicate bankruptcies from their credit scores. 

“I can’t thank you enough Griffin Credit, you have removed my bankruptcy.  I can’t believe it!  You are truly magnificent at what you do!  It took some time, but it was well worth the wait.  I would pay double the price looking back.  Thank you.”
- Bill, Chicago, Il

Divorce

Has a divorce sent your credit score plummeting?  It happens often, and creditors bank on it making more money in inflated interest when you purchase homes, automobiles and unsecured debts.  Don’t let a divorce ruin your credit.  It’s common for divorced couples to move onward only to find that their ex-spouse’s negative credit history is still showing jointly on their reports.  Creditors won’t care about why your ex-spouse’s history is showing on your report; they will simply not qualify you or charge you more to borrow money. 

Griffin Credit has proven strategies to remove unwanted credit histories and substantially increase your credit scores.

“After a nasty divorce, my ex-wife and I were left with terrible credit scores.  Splitting up debt and moving on with single incomes devastated my report.  After working with Griffin Credit, my ex-wife’s bad credit was promptly removed from my report.  I was able to regain my 680 credit score from a low 523 after the divorce.  I would recommend Griffin Credit to anyone who needs to clean up their credit report and rebuild their lives.”
-C.P. , Houston, TX

Charge Offs

Charge offs are almost as bad as bankruptcies, and in many cases, worse.  They indicate your refusal to pay off debt and implicate you as an irresponsible debtor.  Even if your collection was years ago, creditors will continue to monitor your report and attempt to collect on these charge offs.  In either case, your credit is severely affected by charge offs. 

Griffin Credit is highly successful in removing all types of charge off accounts.

“I’m happy with my credit scores; they went from 502 to 678 in just six months with Griffin Credit.  My credit was so bad due to charge offs and now that they are deleted, I have the credit score I wanted and deserve.  Thank you.”
- James, Portland, OR

Foreclosure

Former President Bush required mandatory cooperation from mortgage companies for the first time in history.  Lending institutions are required to work with you on your payments and interest rates even if you are late.  The government is recognizing the mortgage crisis and is trying to help.

Griffin Credit can help now.  If you are facing a foreclosure, get started with Griffin Credit today.  We can help increase your credit scores so you may be able to refinance and receive lower interest on the loans you pay.  However, we also encourage you to visit www.eaglemitigation.com , for foreclosure prevention.  Since lending institutions are only required to aid you in a proven case of hardship, and may not allow you to reapply if you are disapproved, use Eagle Mitigation to ensure you are doing everything you can to increase your chances of approval.

If you’ve already experienced a foreclosure; we have good news for you.  With Griffin Credit, it is very likely your foreclosure can be removed from your credit.  We have had tremendous success with removing foreclosures.  Griffin Credit is a proven company with years of experience.  Relax, sit back and let Griffin Credit help increase your scores.

Liens and Judgments

Liens and judgments work in the same way.  The negative ratings are provided by the courts instead of the creditor.  Griffin Credit works with the court system in the same way we work with creditors.  Griffin Credit enforces the Fair Credit Reporting Act, and requires the courts to abide under this law. 

Griffin Credit has proven strategies to successfully remove liens and judgments.  Don’t suffer with these negative items on your credit.  We can help.

Repossessions

Repossessions pose problems at different levels.  Not only will your report show the repossession, but also possibly a charge off and a collection as well as late payment histories.  These multiple negative reports can devastate your ability to purchase or lease a new automobile without paying the highest interest rates. 

Don’t worry.  Griffin Credit can help.  Griffin Credit works to remove these negative dings on your credit.  We’ve removed thousands of repossessions.  It’s what we do. 

Identity Theft

Identity theft is a big business these days.  Don’t be a victim. There are secure ways to protect and prevent your identity from theft, and Griffin Credit has the solution.   If you’re a victim of identity theft we have good news for you.  We’ll help to remove the fraudulent items from your report so you can get on with your life. 

Griffin Credit Identity Theft Protection

As a Griffin Credit client, you have access to an affordable Identity Theft Protection service. Click HERE to sign up or ask your representative.

Get started now.